The methodological aspects and approaches to the implementation of automated management of banking resources under risk
This article presents the results of developing a universal basic algorithm and choosing a methodology for creating a software system of the automated management of bank resources for crediting using the optimum strategy for risk management.
1. Алиханов Д. В., Арунянц Г. Г. Оптимизация распределения ресурсов коммерческого банка с учетом ...
Using Python Libraries for Analysis of the Customer Churn Rate of a Bank
At the present time, competition for customers among banks is escalating. The indicator of customer churn is very important for the analysis and planning bank work. Five algorithms for calculating the outflow of bank customers are used in this article. Program codes are written in Python.
1. Что ...
The practical problems of bank card usage
This article examines the practical aspects of the use of bank cards in civil circulation. The author analyses the existing legal framework and practice of the courts and puts forward proposals concerning the improvement of legislation regulating the bank card payments.
Non-financial mechanisms for attracting and retaining customers in the banking sector
The paper considers the main mechanisms of non-financial attraction and customer retention in the banking sector. The following factors are analyzed: convenience of the bank application; speed and quality of solving customer problems; technological aspects of the bank; special client programs and privileges; the availability of banking tools. Formulated ...
Entrepreneur’s trust in banks in terms of behavioural economics
This article considers the issues of trust in banks in terms of the rationality of clients’ behavior and behavioural economy. The author’s empirical study of 370 owners of small and microfirms located in the Warmian-Masurian voivodeship suggests that approximately 69 % of the respondents prefer ...
Cessation of right of claim under a credit agreement: the problems of enforcement
... agreement and the cases of cession restriction established by law. The author analyses the judicial practice of commercial courts and courts of general jurisdiction. It is stressed that the current legislation does not contain provisions that forbid a bank to cede rights under a credit agreement. The conclusion is made that the law provides an opportunity for alienating the bank’s rights (claims) in respect of borrowers (natural persons). The author considers the position of public authorities on ...
Bank Card Operations
The article considers civil problems of payment by bank cards and analyses the existing legal base. The author suggests methods of improving the legislation regulating payments by bank cards.
об эмиссии банковских карт и об операциях, совершаемых ...
Using CRM system to analyze the efficiency of bank employees
The paper considers the possibility of using data collected by the CRM system for working with Bank clients to analyze the efficiency of Bank employees. An analysis of the CRM system functions was performed, from which about 20 attributes were obtained for forming the employee profile and by which it is possible to calculate its integral efficiency....
National monetary policy and the role of banks in increasing its efficiency
This study aims to explore the relationship between credit institutions and the Bank of Russia in implementing the national monetary policy. Another aim is to identify the goals and objectives of the national monetary policy, as well as the means and ways to attain them. The methodology relies on both general scientific principles ...
Satisfaction of Polish Bank Employees with Incentive Systems: An Empirical Approach
... human resource management (HRM) and internal public relations make it a major management problem. The importance of this study lies in the fact that incentives affect all stages of HRM. This work reports the results of an empirical survey of Polish bank employees, which was aimed to establish to what degree incentive systems met employees’ expectations, and to analyse the impact of such incentives on employee satisfaction. The authors advance the thesis that male bank employees are more satisfied ...
Rights and obligations of the parties under a special bank account contract: Relevant issues
... Федерации об административных правонарушениях от 30.12.2001 № 195-ФЗ (ред. от 31.12.2014) // Собрание законодательства РФ. 2002. № 1, ч. 1. Ст. 1.
Erokhina M., Belaya O.
bank account regime; special bank accounts; debtor’s account in bankruptcy; direct debiting from bank account
The preservation of rare plant species in and in vitro genetic collection
Alongside the traditional ex situ plant conservation methods, the creation of gene banks in vitro is increasing in importance. The research and methodological framework for the creation and conservation of rare and valuable plant seed and meristem gene banks is being developed. In the creation of gene banks, special attention is paid ...
....-правовой системы «КонсультантПлюс».
6. Информация с сайта Сбербанка РФ. URL:
(дата обращения: 16.06.2016).
Erokhina M., Primak T., Shpak Yu.
bank account, bank deposit, joint accounts, account rules, terms and conditions of bank contracts
Analysis of the Possibilities of Introducing Blockchain Technology in the Banking Sector
The paper analyzes the main options for introducing blockchain technology in the banking sector. The foundations of the technology itself, its advantages and limitations are considered. The option of introducing technology in the form of a combination of internal and external blockchains with the involvement of the resources of ...
On Russian/Nordic Investment Competition in the Baltic States
... available at: https://www.swedbank.com/idc/financialreports/AnnualReview2008/en/adresser/adresser. html (accessed 05.03.2015).
7. Nordea, available at: http://www.nordea.com/About+Nordea/Nordea+ overview/History/51412.html (accessed 04.03.2015).
8. SMP Bank, available at: http://smpbank. bank. ru/ (accessed 03.03.2015).
9. Volkov, A. M. 2014, Transformacija shvedskoj modeli [Transforming the Swedish model], Mezhdunarodnaja jekonomika [International Economics], no. 7, p. 39—48.
10. Kulik, S. 2013,...
Ways to ensure reliable information processing in decentralized applications
... possibilities of decentralized applications and analyzes their functioning. The ways of ensuring the reliability and security of the use of decentralized applications are considered.
Tkachenko S. N., Kazakova D. A., Demin S. A.
blockchain, bank, information technology, implementation, management efficiency
The significance of blockchain technology in banking
The article provides an analysis of the importance of information technology in the banking sector and is a study of the theoretical aspects of blockchain technology. The authors of the work define the main stages of development and reveal the potential for implementation. A wide range of applications of this technology is known,...